Privacy Policy & Terms and Conditions

This policy will advise you about how we protect your personal information, about what choices you have concerning our use of such information and the terms and conditions applying to our Site. Please read this policy carefully. We may need to change this policy from time to time in order to address new issues and reflect changes on our Site. We will post those changes here so that you will always know what information we gather, how we might use that information, and whether we will disclose that information to anyone. Please refer back to this policy regularly.

Scope of Privacy Policy

This policy applies to your use of all of the site and services owned or operated by MEDF INC. ("MEDF"), and affiliated companies, (collectively "we," "us," or "our") (the "Site"). This policy does not apply to your use of unaffiliated sites to which our Site only links. This policy covers only information collected on the Site.

Scope of Terms and Conditions

These terms of use apply to your use of all of the sites and services owned or operated by MEDF, and affiliated companies, including companies controlled by MEDF (collectively "we," "us," or "our") (the "Site"). These terms and conditions do not apply to your use of unaffiliated sites to which the Site only links.

Use of the Site is subject to compliance with these terms of use. You acknowledge and agree that we may terminate your access to the Site should you fail to comply with these terms of use or any other terms, conditions, guidelines or rules published by us. Any such termination shall be at our discretion and may occur without notice.

Restrictions on Use of Materials

The elements of the Site, including but not limited to information, logos, designs, text, graphics, images, photographs, and/or software, are protected by copyright and trade-mark laws and are our property or the property of our suppliers or other third party product and service providers. You may not modify, copy, publish, adapt or in any way misappropriate any such Site content, nor may you delete any such copyright or trade-mark notice from materials printed or downloaded from the Site.

Personal Identification Information

We may request personal identification information from you in connection with your application for equity investment, or your participation in surveys, forums or additional information (including via email to us). In all of these cases, we will collect personal identification information from you only if you voluntarily submit such information to us.

If you do provide us with personal information for any of these activities, we may use it to conduct the activity. We may also use cookie technology (discussed in detail below) to improve your experience of these activities. In addition, in the event your personally identifiable information is requested as part of our surveys or polls, such personally identifiable information may be added to your personal information submitted as part of your application for equity investment funding.

We may also use personal identification information for internal or external marketing and promotional purposes. On occasion, for example, we may send you e-mails to introduce a product or service that we think might be of interest to the users of our Site. You may choose to "opt-out" at any time, even after you have provided personal information, by following the procedures set forth below at the end of this policy.

We have the following exceptions to these policies: We will release specific information about you to comply with any valid legal inquiry or process such as a search warrant, subpoena, statute or court order. We will also release specific information in special cases, such as if there is an attempted breach of the security of the Site, or a physical or property threat to you or others. We may also transfer user information, including personally identifiable information, in connection with a corporate merger, consolidation, the sale of related assets or corporate division or other fundamental corporate change.

Non-Personal Identification Information

We may collect non-personal identification information through the use of:

"Cookie technology”: A "cookie" is an element of data that a web site can send to your browser, which may then store it on your system.

"IP address tracking": An IP address is a number that is assigned to your computer when you are on the Internet. When you request pages from our Site, our web tracking software logs your IP address.

"Web beacons": A Web beacon, or "clear gif", is a small graphic image on a webpage or web-based document that a web site can use to determine information about a user.

Non-personal identification information might include the browser you use, the type of computer, technical information about your means of connection to our Site-such as the operating systems and the Internet service providers utilized, and other similar information.

We use such information to administer the Site and, in the aggregate, to understand how our users as a group use the services and resources provided on our Site. This way we know which areas of our Sites are favorites of our users, which areas need improvement, and what technologies are being used so that we may continually improve our Site.

We may share this aggregate statistical information with our partners and other third parties, but we will not share any individual names, personal navigational or other personal information.

Most browsers are set to accept cookies. You can set your browser to refuse cookies, or to alert you when cookies are being sent.

The Site may be P3P enabled. P3P is a standardized set of multiple-choice questions which cover the major aspects of a Web site's privacy policies and which, taken together, present a clear snapshot of how a site handles users' personal information. P3P-enabled Web sites make this information available in a standard, machine-readable format that P3P enabled browsers can "read" automatically and compare to the user's own set of privacy preferences. For example, Internet Explorer 6 requires third parties that set cookies to deliver P3P compact cookie policies with their cookies. IE6's default setting will test whether a cookie collects personal information and allows an opt-out. IE6 users may change their privacy level to a higher or lower level than the default setting. P3P was developed by the World Wide Web Consortium (W3C), a worldwide web standards setting organization.

Links To Other Sites

These terms and conditions apply only to our Site, and not to the sites of any other companies or organizations, including those to which the Site may link. We are not responsible for the availability of any other site to which the Site links. We do not endorse or take responsibility for the contents, advertising, products or other materials made available through any other site. These sites and services may have their own privacy policies and customer service policies, or no policy (policies) at all. We encourage you to review the privacy policies of any third party sites or services before providing any of them with your personal information. Under no circumstances will we be held responsible or liable, directly or indirectly, for any loss or damage that is caused or alleged to have been caused to you in connection with your use of, or reliance on, any content, goods or services available on any other site. You should direct any concerns to that site's administrator or webmaster.

Security Policy

Protecting your privacy and your information is a top priority. We have taken careful measures to secure both your information and our physical premises. We exercise great care in providing safe transmission of your information from your PC to our servers (unless sent by a means outside of our control, such as e-mail).

Access To/Correction of Information

If you would like to review any personal information we have retained about you in our database, please send us a letter in writing requesting this information to the attention of our Personal Information Officer at 340-150 Henry Avenue, Winnipeg MB R3B 0J7. To help us address your request, please specify which information you wish to review and we will make a determination as to its availability. Once you have reviewed this information, at your request and subject to our approval we will correct personal information about you that you state is erroneous. You should be aware, however, that it is not always possible to completely remove or modify information in our databases and servers although we will always make reasonable efforts to do so upon your request.

For a complete copy of our Privacy Policy, please contact our Personal Information Officer at the address set out above.

Choice/Opt-Out

If at any time you would like to stop receiving information from us or opt-out of a feature, you can let us know by clicking the Opt-out link on the email which provided you with the particular information. You should be aware, however, that it is not always possible to completely remove or modify information in our databases and servers although we will always make reasonable efforts to do so upon your request.

Liability Release

In the event that you have any right, claim or action against any other person arising from that person’s use of the Site, you agree to pursue such right, claim or action independently of and without recourse to us, and you hereby release MEDF, our subsidiaries, affiliates, officers, directors, agents and employees, from any and all claims, liability, damages, losses, costs and expenses, including legal fees, known and unknown, arising from or in any way connected with such rights, claim or action.

Disclaimer

While we work diligently to protect our Site, we cannot warrant that any functions contained on the Site will be uninterrupted or error-free, or that the Site or the server that makes the Site available will be free of harmful components at all times. All internet users are encouraged to ensure that they have appropriate safeguards in place to protect software and hardware; MEDF is not and shall not be responsible or liable for any damages caused by any virus or harmful component.

Limitation of Liability

UNDER NO CIRCUMSTANCES, INCLUDING BUT NOT LIMITED TO NEGLIGENCE, WILL WE OR ANY OF OUR LICENSORS OR PARTNERS BE LIABLE FOR ANY SPECIAL OR CONSEQUENTIAL DAMAGES THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE, THE MATERIALS ON THE SITE, OR ANY PRODUCTS OR SERVICES PROVIDED PURSUANT TO THE SITE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. TO THE EXTENT THE FOREGOING LIMITATION OF LIABILITY IS PROHIBITED, OUR SOLE OBLIGATION TO YOU BY US OR ANY OF OUR LICENSORS OR PARTNERS FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION (WHETHER IN CONTRACT, TORT, OR OTHERWISE) SHALL BE LIMITED TO THE AMOUNT PAID BY YOU TO US, IF ANY, FOR ACCESSING THE SITE.

Consent to Transfer

The Site is operated in Canada. If you are located in the United States, European Union or elsewhere outside of Canada, please be aware that any information you provide to us will be transferred to Canada. By using our Site, participating in any of our services and/or providing us with your information, you consent to this transfer.

Your Acceptance of These Terms

By using the Site, you signify your acceptance of these policies. If you do not agree to this policy, please do not use our Site. Your continued use of the Site following the posting of changes to these terms will mean that you accept those changes.